A structured settlement or structured settlement annuity is a debt that is payable over a period of time. A structured settlement may be from a lawsuit settlement, lottery winnings, or some other debt that two people agreed to have paid over time.

Sometimes the person who is owed money in a structured settlement needs all the money now. To get cash now, that person can sell or assign the structured settlement to a buyer in exchange for money.

Buying or selling a structured settlement can be a complex process. Those who are new to the process of assigning or transferring a structured settlement may feel overwhelmed or confused.

As an attorney, I created this page to provide simple explanations of concepts and process of structured settlements. Whether you are a buyer or seller of a structured settlement, you should find objective information here.

Please note that the structured settlement information presented her is for education purposes only. You should hire an attorney who is experienced with the purchase or sale of a structured settlement before acting on the general information here.